Fast Response

We guarantee a loan decision in 24 hours or less or we will pay you $250.
Applicable for loans that meet acceptable underwriting standards and/or loan requests less than $2,000,000. Subject to verification of information provided by or on behalf of the applicant, lien status and eligibility of the property. To be eligible for this guarantee, you must submit accurate and complete pre-approval or application information between 8:30 a.m.- 6:30 p.m. Monday through Friday Eastern Time.

Best Service

We guarantee to meet your closing date or we will credit you up to $1,000 at closing.
We will meet our agreed upon closing date when you purchase a home or we will credit $500 at closing for loans up to $1 million or we will credit $1,000 at closing for loans greater than $1 million (if no closing date is determined, then we will apply the appropriate credit if your loan does not close within 45 days). For refinance applications, we will apply the appropriate credit if your loan does not close within 60 days. All guarantees are subject to applicant’s ability to satisfy closing conditions either by the agreed upon closing date or within the applicable 45- or 60-day period. If the credit is not applied at closing, the client will receive a check after closing in the appropriate amount.

Customized Solutions

We can help provide mortgage solutions right for you.
Most lenders will gladly hand you an application when you ask for a mortgage. At Merrill Lynch, we look at your financial life in total -assets and liabilities - and provide customized financial solutions that work together to help you meet your goals. With our broad suite of innovative mortgage solutions, our Financial Advisors can meet your personal financing needs. From interest-only mortgage payments (for cash flow flexibility) and competitive home equity lines of credit to 100% financing (with no mortgage insurance), we’ll work together to provide a total solution that helps you meet your goals.