As you select your mortgage, explore additional options and programs designed to help you customize your mortgage to fit your needs and facilitate the home buying process.

• Finance up to 100% of the value of your home with 100% financing.
• Build your dream home with Construction-to-Permanent financing and simplify the process with one application and one closing.
• Gain control over your monthly cash flow with interest-only payments.¹
• Secure a guaranteed maximum interest rate, even if mortgage rates rise before you close your mortgage when you choose rate lock or rate protection.
• Combine a first mortgage with a home equity credit line, with one application and one closing for both, with Flexible First^SM.
• Establish automatic mortgage payment withdrawals from your checking account with our direct debit option.
• Obtain a complimentary mortgage preapproval letter before you begin shopping for a new home.
• Save time and money when buying or selling a home with Realty Advisory Services.

 

¹“Interest-only” mortgages allow you to pay only the interest on the money you borrow for a certain number of years. If you only pay the amount of interest that’s due, once the interest-only period ends, you will still owe the original amount you borrowed and your monthly payment will increase – even if interest rates stay the same – because you must pay back the principal as well as interest. You should ask what the payments on your loan will be after the end of the interest-only period. If you are considering an adjustable-rate mortgage, ask what your payments can be if interest rates increase.