Today's Rates

Current Interest Rates

Rates as of Monday, September 08, 2008 9:30 AM

Mortgage Rates

Product	Initial Rate	APR	Points	Lock Period	Maximum Loan Amount for this Rate
PrimeFirst^® 1-Month Adjustable-Rate LIBOR-Based Mortgage	4.000%	4.121%	1.000	10-Day	$2,000,000
5-Year Conforming Interest-Only Fixed-to-Adjustable-Rate Mortgage	6.375%	6.002%	1.000	45-Day	$417,000
30-Year Conforming Fixed-Rate Mortgage	5.970%	6.093%	1.000	45-Day	$417,000
30-Year Fixed-Rate Mortgage	7.540%	7.613%	0.500	45-Day	$1,000,000

These products represent a small segment of our home financing solutions. MLCC offers over 50 products and programs to suit your individual home financing needs. Please contact a Loan Consultant who can profile your needs and customize a home financing solution for you. (800) 854-7154.

Further rate discounts may apply.

View Index and Swap Rates

Click here for Important Loan Disclosures.

***IMPORTANT NOTICE***
EFFECTIVE 1/30/08
MINIMUM 45-DAY REFINANCE RATE LOCK PERIOD AVAILABLE
(RATES FOR 30-DAY LOCK PERIOD ARE FOR PURCHASES ONLY)

Home Equity Rates

Product	Initial Rate
30 Year Equity Access^®	Rates under prime! Call us to determine your customized rate.(800)854-7154

Apply Now for a Home Equity Line of Credit

A home equity line of credit is a great way to lock in your home appreciation and take advantage of all the benefits that a home equity credit line can offer ¹. Please contact a Loan Consultant to determine which home equity solution is best for you. (800) 854-7154.

Click here for Important Loan Disclosures.

Published rates are based on a primary, single-family residence and are indicative rates. Your actual rate may be higher or lower depending on your specific loan scenario and creditworthiness. To get a precise rate or to review rates on other loan products, please call a Merrill Lynch Loan Consultant at (800) 854-7154 for a brief telephone consultation to determine the actual rate available for your specific situation.

¹Equity Access funds may not be used to purchase, carry, or trade securities or repay debt incurred to purchase, carry or trade securities.