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Call 1.800.854.7154 or contact your Merrill Lynch Financial Advisor
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MERRILL LYNCH HOME LOANS™ |
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With the Corporate Rewards program from Merrill Lynch Home LoansTM, you can offer your employees a valuable benefit at no cost to the organization or your employees.
Corporate Rewards is a home financing discount program that offers special closing cost discounts on Merrill Lynch Home LoansTM first mortgage products.1 The program provides guidance and counsel to your employees throughout the home buying and selling process, as well as innovative home financing solutions that can complement their overall financial lives. Employee participation in the program is completely voluntary.
If you are looking for an employee benefit program to help attract and retain highly-qualified employees, talk to your Merrill Lynch Financial Advisor about Corporate Rewards. When you offer our Corporate Rewards program, you are telling employees they are important, and your company cares about their well-being and financial security. Merrill Lynch can help your employees make smart mortgage decisions based on their total financial situation.
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The Corporate Rewards program includes:
- Closing cost discounts on first mortgage products (based on loan amounts).1
- Complimentary real estate advice, relocation services and a cash-back bonus program, where available, through the Realty Advisory Services program (offered through Cartus). Cash back examples2:
o Buy or sell a home up to $500,000
$450,000 X .36% = $1,620 cash back
o Buy or sell a home of $500,000 or more
$700,000 X .35% = $2,450 cash back
- Complimentary conditional letter of preapproval, a powerful negotiating tool that can give employees an advantage over other buyers.
- A wide variety of innovative home financing products from Merrill Lynch Home LoansTM.
- Complimentary financial assessments for employees.
- Advice and guidance from Merrill Lynch Financial Advisors and Mortgage Specialists who specialize in helping clients build net worth.
- Customized resources to market this program to your employees, such as a company Web page, dedicated toll-free number and promotional materials.
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1Offer is nontransferable and excludes all home equity products. All closing cost credits are paid by Bank of America, N.A.
2Complimentary cash-back bonus program is offered through Cartus where permitted by state law. Not available in all states. In some states, a commission credit may be provided in lieu of a cash-back bonus, subject to availability. Ask your Real Estate Consultant for details. Clients are not required to obtain financing from Bank of America, N.A. in order to receive Realty Advisory Services. The cash-back bonus is only available with the purchase or sale of your home through the Cartus program as described above. For homes of less than $500,000, the cash-back bonus is .36% of the home’s sale or purchase price. For homes of $500,000 or more, the cash-back bonus is .35% of the home’s sale or purchase price.
The Realty Advisory Services program is provided by Cartus, which is not affiliated with Bank of America Corporation, its subsidiaries and affiliates. |
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