Today's Rates

Current Interest Rates

Rates as of Friday, July 30, 2010 9:30 AM

Mortgage Rates

Product	Initial Rate	APR	Points	Lock Period	Maximum Loan Amount for this Rate
PrimeFirst^® 1-Month Adjustable-Rate LIBOR-Based Mortgage	1.750%	1.868%	1.000	10-Day	$2,000,000
5-Year Conforming Interest-Only Term ARM	3.250%	3.397%	1.000	60-Day	$417,000
30-Year Conforming Fixed-Rate Mortgage	4.410%	4.522%	1.000	60-Day	$417,000
30-Year Fixed-Rate Mortgage	5.250%	5.358%	1.000	60-Day	$1,000,000

These products represent a small segment of our home financing solutions. Merrill Lynch Home Loans^TM offers over 50 products and programs to suit your individual home financing needs. Please contact a Merrill Lynch Loan Representative who can profile your needs and customize a home financing solution for you. (800) 854-7154.

Further rate discounts may apply.

View Index and Swap Rates

Click here for Important Loan Disclosures.

Home Equity Rates

Product	Initial Rate
30 Year Equity Access^®	Call us to determine your customized rate.(800)854-7154

Apply Now for a Home Equity Line of Credit

A home equity line of credit is a great way to lock in your home appreciation and take advantage of all the benefits that a home equity credit line can offer ¹. Please contact a Merrill Lynch Loan Representative to determine which home equity solution is best for you. (800) 854-7154.

Click here for Important Loan Disclosures.

Published rates are based on a primary, single-family residence and are indicative rates. Your actual rate may be higher or lower depending on your specific loan scenario and creditworthiness. To get a precise rate or to review rates on other loan products, please call a Merrill Lynch Loan Representative at (800) 854-7154 for a brief telephone consultation to determine the actual rate available for your specific situation.

¹Equity Access funds may not be used to purchase, carry, or trade securities or repay debt incurred to purchase, carry or trade securities.